Bank 4.0: Banking Everywhere, Never at a BankJohn Wiley & Sons, 28/12/2018 - 352 من الصفحات Winner of best book by a foreign author (2019) at the Business Book of the Year Award organised by PwC Russia The future of banking is already here — are you ready? Bank 4.0 explores the radical transformation already taking place in banking, and follows it to its logical conclusion. What will banking look like in 30 years? 50 years? The world’s best banks have been forced to adapt to changing consumer behaviors; regulators are rethinking friction, licensing and regulation; Fintech start-ups and tech giants are redefining how banking fits in the daily life of consumers. To survive, banks are having to develop new capabilities, new jobs and new skills. The future of banking is not just about new thinking around value stores, payment and credit utility — it's embedded in voice-based smart assistants like Alexa and Siri and soon smart glasses which will guide you on daily spending and money decisions. The coming Bank 4.0 era is one where either your bank is embedded in your world via tech, or it no longer exists. In this final volume in Brett King's BANK series, we explore the future of banks amidst the evolution of technology and discover a revolution already at work. From re-engineered banking systems, to selfie-pay and self-driving cars, Bank 4.0 proves that we're not on Wall Street anymore. Bank 4.0 will help you:
If you look at individual technologies or startups disrupting the space, you might miss the biggest signposts to the future and you might also miss that most of we've learned about banking the last 700 years just isn't useful. When the biggest bank in the world isn't any of the names you'd expect, when branch networks are a burden not an asset, and when advice is the domain of Artificial Intelligence, we may very well have to start from scratch. Bank 4.0 takes you to a world where banking will be instant, smart and ubiquitous, and where you'll have to adapt faster than ever before just to survive. Welcome to the future. |
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... cost around $1.2 billion. However, despite the incredible advances of von Braun's program in the 1950s and 1960s, manned spaceflight hasn't progressed significantly since. In fact, one could argue that the US' capabilities in this area ...
... cost of launching commercial payloads into space has decreased by some 50–60 percent since the Apollo days, the core technology behind the space industry has simply gone through multiple derivative iterations of von Braun's initial V-2 ...
... cost for the Falcon 9, and $90 million for the Falcon Heavy. SpaceX's current cost per kilogram of cargo to low-earth orbit of $1,100 is well below the $14,000–39,000 per kilogram launch cost of United Launch Alliance, the lowest priced ...
... cost per kilo to orbit of their Falcon Heavy launch vehicle down to around $400 over the next few years. This means that SpaceX will have reduced the cost to orbit by more than 90 percent in the 14 short years of their commercial ...
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المحتوى
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16 | |
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Banking reimagined for a realtime world | 101 |
Why FinTech companies are proving banks arent necessary | 185 |
Which banks survive which dont | 285 |
Glossary | 337 |
About Brett King | 344 |
EULA | 345 |