Bank 4.0: Banking Everywhere, Never at a BankJohn Wiley & Sons, 28/12/2018 - 352 من الصفحات Winner of best book by a foreign author (2019) at the Business Book of the Year Award organised by PwC Russia The future of banking is already here — are you ready? Bank 4.0 explores the radical transformation already taking place in banking, and follows it to its logical conclusion. What will banking look like in 30 years? 50 years? The world’s best banks have been forced to adapt to changing consumer behaviors; regulators are rethinking friction, licensing and regulation; Fintech start-ups and tech giants are redefining how banking fits in the daily life of consumers. To survive, banks are having to develop new capabilities, new jobs and new skills. The future of banking is not just about new thinking around value stores, payment and credit utility — it's embedded in voice-based smart assistants like Alexa and Siri and soon smart glasses which will guide you on daily spending and money decisions. The coming Bank 4.0 era is one where either your bank is embedded in your world via tech, or it no longer exists. In this final volume in Brett King's BANK series, we explore the future of banks amidst the evolution of technology and discover a revolution already at work. From re-engineered banking systems, to selfie-pay and self-driving cars, Bank 4.0 proves that we're not on Wall Street anymore. Bank 4.0 will help you:
If you look at individual technologies or startups disrupting the space, you might miss the biggest signposts to the future and you might also miss that most of we've learned about banking the last 700 years just isn't useful. When the biggest bank in the world isn't any of the names you'd expect, when branch networks are a burden not an asset, and when advice is the domain of Artificial Intelligence, we may very well have to start from scratch. Bank 4.0 takes you to a world where banking will be instant, smart and ubiquitous, and where you'll have to adapt faster than ever before just to survive. Welcome to the future. |
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... capability US-wide. Figure 3: Challenger banks by country (Source: Burnmark as at December 2016). Figure 4: FinTech's impact on the US lending space (Source: TransUnion). Figure 5: Lending Club based on data from Federal Reserve Bank of ...
... capability is being developed. Figure 3: Illustration showing banking access today through nonbank-owned or bank-controlled channels. Figure 4: Tech companies taking the lead in R&D spend (Source: Factset). Chapter 9 Figure 1: US bank ...
... capability and then omni-channel, and finally to digital omni-channel for customers exclusively accessing banking via digital. The problem for most banks was that we were simply ... capabilities in ways that were nothing like how Preface.
Banking Everywhere, Never at a Bank Brett King. and other capabilities in ways that were nothing like how we banked through the branch traditionally. By building up new customer scenarios on mobile without an existing bank product as a ...
... capabilities in this area have been declining ever since Apollo. On 20 July 1969, the Americans landed Neil Armstrong and Buzz Aldrin on the lunar surface, but after December 1972 no further manned missions were launched. In the 1980s ...
المحتوى
Banking reimagined for a realtime world | |
Why FinTech companies are proving banks arent necessary | |
The Roadmap to Bank 4 0 | |
List of Illustrations | |