Bank 4.0: Banking Everywhere, Never at a BankJohn Wiley & Sons, 28/12/2018 - 352 من الصفحات Winner of best book by a foreign author (2019) at the Business Book of the Year Award organised by PwC Russia The future of banking is already here — are you ready? Bank 4.0 explores the radical transformation already taking place in banking, and follows it to its logical conclusion. What will banking look like in 30 years? 50 years? The world’s best banks have been forced to adapt to changing consumer behaviors; regulators are rethinking friction, licensing and regulation; Fintech start-ups and tech giants are redefining how banking fits in the daily life of consumers. To survive, banks are having to develop new capabilities, new jobs and new skills. The future of banking is not just about new thinking around value stores, payment and credit utility — it's embedded in voice-based smart assistants like Alexa and Siri and soon smart glasses which will guide you on daily spending and money decisions. The coming Bank 4.0 era is one where either your bank is embedded in your world via tech, or it no longer exists. In this final volume in Brett King's BANK series, we explore the future of banks amidst the evolution of technology and discover a revolution already at work. From re-engineered banking systems, to selfie-pay and self-driving cars, Bank 4.0 proves that we're not on Wall Street anymore. Bank 4.0 will help you:
If you look at individual technologies or startups disrupting the space, you might miss the biggest signposts to the future and you might also miss that most of we've learned about banking the last 700 years just isn't useful. When the biggest bank in the world isn't any of the names you'd expect, when branch networks are a burden not an asset, and when advice is the domain of Artificial Intelligence, we may very well have to start from scratch. Bank 4.0 takes you to a world where banking will be instant, smart and ubiquitous, and where you'll have to adapt faster than ever before just to survive. Welcome to the future. |
من داخل الكتاب
النتائج 1-5 من 39
... Human and Chairman of the Financial Services Club “Brett's best yet! While one may not agree with all his assertions, the fundamental insights—that banking needs to be reimagined from first principles, that it must be embedded into ...
... human brain Robo-advisors, robo-everything A bank account that is smarter than your bank Where automation will strike first Redefining the role of humans in banking Endnotes Chapter 8 The Universal Experience The expectations of the ...
... humans at driving because of information asymmetry—more data through a suite of technologies that lead to better decision-making. Figure 7: Financial advice in the age of AIs will be much more personalised (Credit: Moven Siri ...
... humans' (Credit: Google). Figure 8: Various categories of personal AI impact emerging over the next 5–10 years. Figure 9: Where AI will have an impact on competitiveness in financial services by 2020 (Source: consultancy.uk). Chapter 8 ...
... human for complex banking problems. In markets like China, India, Kenya and elsewhere, however, nonconventional players were attacking payments, basic savings, micro-lending and other capabilities in ways that were nothing like how Preface.
المحتوى
Banking reimagined for a realtime world | |
Why FinTech companies are proving banks arent necessary | |
The Roadmap to Bank 4 0 | |
List of Illustrations | |