Bank 4.0: Banking Everywhere, Never at a BankJohn Wiley & Sons, 28/12/2018 - 352 من الصفحات Winner of best book by a foreign author (2019) at the Business Book of the Year Award organised by PwC Russia The future of banking is already here — are you ready? Bank 4.0 explores the radical transformation already taking place in banking, and follows it to its logical conclusion. What will banking look like in 30 years? 50 years? The world’s best banks have been forced to adapt to changing consumer behaviors; regulators are rethinking friction, licensing and regulation; Fintech start-ups and tech giants are redefining how banking fits in the daily life of consumers. To survive, banks are having to develop new capabilities, new jobs and new skills. The future of banking is not just about new thinking around value stores, payment and credit utility — it's embedded in voice-based smart assistants like Alexa and Siri and soon smart glasses which will guide you on daily spending and money decisions. The coming Bank 4.0 era is one where either your bank is embedded in your world via tech, or it no longer exists. In this final volume in Brett King's BANK series, we explore the future of banks amidst the evolution of technology and discover a revolution already at work. From re-engineered banking systems, to selfie-pay and self-driving cars, Bank 4.0 proves that we're not on Wall Street anymore. Bank 4.0 will help you:
If you look at individual technologies or startups disrupting the space, you might miss the biggest signposts to the future and you might also miss that most of we've learned about banking the last 700 years just isn't useful. When the biggest bank in the world isn't any of the names you'd expect, when branch networks are a burden not an asset, and when advice is the domain of Artificial Intelligence, we may very well have to start from scratch. Bank 4.0 takes you to a world where banking will be instant, smart and ubiquitous, and where you'll have to adapt faster than ever before just to survive. Welcome to the future. |
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... There's the great story about how Steve carried a block of wood around the office while the team was creating the iPhone . He wanted to remind everyone around him that things should be simple . Jobs understood that technology is only as ...
... there are any examples of this type of thinking emerging today . Are we seeing systems emerge that are fundamentally different ? Applying first principles to banking The banking system we have today is a direct descendent of banking ...
... there was a 70 percent chance you didn't have a bank account , nor could you store money safely and it's unlikely you were saving , unless it was under your mattress . Today , if you're an adult living in Kenya there's a near 100 ...
... PESA NOKIA Figure Today there are more than 200,000 M-Pesa agents or distributors. 3 : M - Pesa is a first principles approach to financial inclusion . Figure 1 : Ma Yun and David Morley in 1980. Getting Back to First Principles 33.
... there are more than 20 countries18 in the world where more people have a value store or account on their mobile phone than via a traditional bank. In sub-Saharan Africa, a population of close to 1 billion people is amongst the least ...
المحتوى
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Banking reimagined for a realtime world | 101 |
Why FinTech companies are proving banks arent necessary | 185 |
Which banks survive which dont | 285 |
Glossary | 337 |
About Brett King | 344 |
EULA | 345 |